Norwich Union Car Insurance Change

A friend at work pointed me towards an article in the Financial Times describing how Norwich Union Direct, who insure one in seven cars in the UK, have dropped the third party cover offered when driving another car you do not own. Whilst small print has been banned, the insurer has put details of the change in normal sized print on page 13 of the policy document.

Whilst it is a clause I haven’t often used, an example of a situation it is useful that my friend gave me. He and a friend made a trip up to Yorkshire, in his friends car. However on the trip his friend broke his arm, and therefore couldn’t drive. His friend had named driver coverage on his insurance policy, so when my workmate drove them both back home he was using his insurance policy third-party coverage for driving other cars.

The excuse given as an example is that the third-party on other cars clause allows inexperienced young drivers to insure a basic car, but then drive more powerful cars belonging to friends. Probably a fair point, but why penalise everybody else again?

We’re Both Fine

Since we’ve already had a couple of people phone or e-mail, having seen the news of the bombings in London, I thought I should just post a note and say that we are both fine. We don’t often have need to go into central London anyway, (although I’m due to go there next week for a course) so we weren’t directly affected. However I know that as we are relatively close by friends and family may be worried.

In terms of other friends, so far none of the people we know who commute into London seem to have been hurt, although one of my fellow basses in the choir was still on a bus in Docklands rather than at choir practice tonight.

Strangely I’ve found that I’m almost nonchalant about the whole thing. I’m not sure whether it is down to having grown up whilst the IRA were regularly bombing Central London, or the fact that I’m determined that I’m not going to change what I do as a result of the threat. Whilst I’m sad for the people who have been hurt and have died, and some of the pictures, particularly the phone-cam shots taken by people leaving the bomb sites, and of the remains of the bus are harrowing, at the same time all three Underground bombs were on parts of the system I have used, and I’m sure will use again.

The claim of responsibility contains the usual selection of tedious extremist claptrap, and apparently “Britain is now burning with fear, terror and panic in its northern, southern, eastern, and western quarters.” – sorry to disappoint you, but not from what I can see. Battered and bruised maybe, but nobody I know is burning with fear, terror and panic.

Finally two quotes which sum up my feelings on the whole thing. First Ken Livingstone, London Mayor:

This was not a terrorist attack against the mighty and the powerful.

It was not aimed at presidents or prime ministers. It was aimed at ordinary working-class Londoners, black and white, Muslim and Christian, Hindu and Jew, young and old.

Indiscriminate slaughter irrespective of any consideration for age, class, religion, whatever.

That isn’t an ideology. It isn’t even a perverted faith. It is just an indiscriminate attempt at mass murder.

And secondly, Chief Rabbi Jonathan Sachs:

These terrible events have brought home to us the full evil that terror represents.

It is not the weapon of the weak against the strong but the rage of the angry against the defenceless and innocent. It is an evil means to an evil end.

For ongoing news, see the BBC News site. There is also a Flickr group going that contains a real mix of pictures of the results of the attack through to mundane shots of life going on despite the attack, and is the source of a number of the shots being used by the big news organisations. Wikipedia already has a full summary of what has happened.

Trying to Focus

Beth went to pick up her new glasses yesterday, and since mine were ready as well, picked up mine too so I could try them out, and go in on Saturday if there were any problems.

I tried them out today, but have to admit that by about 4pm I was just frustrated with them and swapped back to my existing battered old pair with scratched lenses.

There are actually several problems, the first is that the right arm is a little too short, so is a bit uncomfortable. However more of a problem is that my left eye is having a lot of trouble adapting, and seems to be working significantly harder than it has done. Most of the time my left eye feels blurred, and then when I close the right eye it does eventually focus. There is some enevitable adaption to a new prescription, but it is somewhat concerning how much extra work my left eye appears to be doing – plus the fact that it doesn’t seem to focus until I concentrate on it.

From a bit of research on the Internet the third problem might be more complicated, and that is that at the periphery of the lense I get quite noticable fringing. Several comments on the Internet say that they have been told that this is normal with high power lenses, however apparently my prescription has got less powerful, my old glasses don’t do it, and the assistant in the shop told me that I had the same sort of lenses in my old glasses. Anyway, on the basis that my old glasses don’t have the problem I really don’t see what advantage there is in screwing up the clarity of my periphery vision.

The final problem is more a conflict of fashion over practicality. Basically the majority of current styles are fairly narrow in terms of height. When we were in the opticians I was told that my current frames were deeper than was fashionable, so after persuasion I ended up going for a style with less depth. However from a practicality purpose they are a pain, especially when working on a PC, as my fingers and the keyboard are below the bottom of my glasses, I effectively have a useless area of vision because the glasses don’t go deep enough. Much to Beth’s frustration, even if they sort out the new glasses, which she does think I look a lot better in, I think I’ll still go and get another pair in similar frames to my current pair, that will allow me to actually work as I want to. Of course the same missing bit is also the area I use to read the music when I’m singing out.

To be frank, fashion is not all that high on my list of priorities. My glasses are a tool that allows me to drive, work, sing in the choir and so on. Having lack of clarity in my periphery vision is a problem when driving, as I use those areas of the lense for looking at the mirrors in particular. To sing out properly in the choir I can’t look down into my book, so I need the same missing bit of glass that I use to look at the keyboard when typing. Specsavers do offer a Customer Promise:

We want you to be completely happy with your purchase at Specsavers Opticians.

If you have any concerns within six months of the date of purchase, we will put it right. No quibble, no fuss.

It will be interesting to see quite how far they will go to make me completely happy. It would be nice if I could change the frames, but I doubt they’d go that far, as to some extent I made my own choice. However I certainly expect that with new glasses my vision should be better and clearer than with the old pair.

It’s been 5 years??

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5 years.
It’s a nice round number.
It seems like a long time – after all, it’s 31, 536, 000 seconds. 1, 825 days. 60 months. But it’s also a significant number. According to my passport, today I’ve been living in the UK for exactly 5 years.

It’s a strange feeling, to find that at the same time it seems like I’ve been here no time at all, and yet like I’ve been here forever. But when I think about it, since I’ve been in the UK there have been 2 general elections (both of which I voted in – the perks of being a member of the Commonwealth!!), the world’s largest terrorist strike, at least 2 major wars, and Madonna got married to Guy Ritchie. And they haven’t been divorced yet. Gwyneth had a child named after a fruit, and two of my friends whom I met while at university in Canada have had babies as well. Oh – and I got married; but that was almost 4 years ago now… (love you sweetie!! 😉 )

It’s strange the things that make it seem like like no time at all – I’m not sure I’ll EVER get used to the antiquated banking system or the fact that everyone likes Canadians, but can never really tell you anything about Canada other than “it’s part of America, isn’t it??”. But then there’s the things that make it seem like I’ve been here forever, which are almost too numerous to mention. I have, in fact, been blessed with an incredible support group in my church, who have welcomed me from the first Sunday I showed up. I’m sure Richard’s tales about his Canadian girlfriend gave some people doubts about who was arriving in July (especially the part about meeting on the Internet…) but I have never felt rejected or even one slightly cool shoulder, never mind a cold one. And everyone that I work with has become so much more than a colleague – I’ve made some real friends, whom I hope I never lose touch with.

So, here’s to another 5 years. What will life be like then? Hopefully, we’ll be living in that mansion we bought with the lottery money we won, and have that cottage in Canada that we nip to for a week or so every so often… Will there be kids? Will there be a cat? Hope so – don’t know.

But if the next 5 are anything like the last 5, I won’t want to change a thing.

Is Someone Trying for a Darwin Award?

I came across the following news item printed by the Press and Journal, a newspaper that covers the North-East of Scotland. Having read it, I can only think that this was someone trying for a Darwin Award.

Scottish Hydro Electric has warned the public not to interfere with overhead power lines, after a bird box was found attached to a pylon. The bird box was discovered up a pole on an 11,000-volt pylon in rural Perthshire. Hydro Electric’s safety manager said: “Our poles carry electricity conductors at voltages between 230 and 33,000 volts. This can seriously injure or kill anyone coming into contact with them. You don’t have to touch the wires – just getting close can result in the electricity jumping the gap, causing injury or death.� Mr Wilson added that mounting the bird box on the pole had been a potentially lethal move.

For more detail, you can find the original article here, particularly worthy of the Darwin Award being that according to the article, whoever hung the box climbed the pylon to within a metre of the cables!